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Free calculators and tools to understand your salary, taxes, RSUs, freelancing income, and other career money decisions — built for India.

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Example · ₹30L CTC

Your Take-Home Pay

₹2,03,037 / month

CTC (Annual)
₹30,00,000
Total Tax
₹4,45,801
PF (Employee)
₹21,600
Take-Home (Annual)
₹24,36,449

Calculated with PayClever

Compare tax regimes

Not sure which tax regime actually saves you more?

Calculate RSU tax

Getting equity? See what you'll actually owe when it vests.

Calculate freelancer tax

Freelancing? See your presumptive tax and when it's due.

Calculate severance

Being let go? See what your payout actually means after tax.

Calculate home loan EMI

Planning a home purchase? See your EMI, interest, and full repayment schedule.

Calculate SIP returns

Investing monthly? See your estimated corpus and growth over time.

Calculate FD returns

Parking money in a fixed deposit? See your maturity amount and interest earned.

Calculate PPF returns

Building a tax-free nest egg? See your PPF maturity value and interest earned.

Calculate personal loan EMI

Need to borrow for a shorter-term need? See your EMI and total interest.

Calculate NPS returns

Planning for retirement? See your estimated corpus, lump sum, and pension.

Calculate car loan EMI

Financing a car? See your EMI, financed amount, and total interest.

Calculate GST

Billing a client or checking a price? Add or remove GST instantly.

Calculate EPF corpus

Wondering what your PF deduction grows into? See your estimated retirement corpus.

Calculate income tax

Know your Gross Total Income? See your tax, rebate, and cess under both regimes.

Calculate TDS

Making a payment that attracts TDS? See the amount deducted and net payment.

Calculate RD returns

Saving monthly in a recurring deposit? See your maturity amount and interest earned.

Calculate lumpsum growth

Investing a one-time amount? See your projected future value and wealth gained.

Plan your retirement

Not sure how much you need to retire? See your required corpus and whether you're on track.

Calculate your FIRE number

Aiming to retire early? See your FIRE number and estimated age of financial independence.

Calculate CAGR

Want to measure an investment's real annualised growth? Find its CAGR instantly.

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Updated for FY 2026-27Not tax advice, just clarity